Lumpsum Calculator
Project a one-time investment with inflation in mind
See both future corpus and today’s value instantly. No page reloads, no sign-in.
India-first • Fast • Accurate
Invested amounti
One-time investmentInvested amount
₹
One-time investment
Expected annual return
Debt/hybrid lower, equity higher%
Investment duration
Time in market matters mostyrs
Inflation adjustment
Default 6% mirrors long-term India CPI trends. Adjust if you expect higher or lower.
%
Your lumpsum outcome
Auto-calculated with your latest inputs. Inflation toggle keeps numbers real.
Future value₹5,41,408 (5.4 L)
Today’s value (inflation)₹2,97,576 (3.0 L)
Total invested₹2,00,000 (2.0 L)
Gain over invested₹3,41,408 (3.4 L)
Quick view
₹5,41,408
Future value after 10 years at 10.0% p.a.
Today's value: ₹2,97,576 assuming 6.0% inflation.
Safety tips
- Use realistic return assumptions; overestimating skews planning.
- Inflation erodes buying power - keep an eye on today's value.
- Diversify and review yearly; this tool gives estimates, not advice.
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How to read this
- Future value compounds monthly at your chosen return rate.
- Today’s value uses your inflation assumption to keep goals grounded.
- Use lower returns for debt/hybrid funds; higher only for long-term equity.
- Results are estimates, not investment advice or guarantees.
FAQs
What return should I assume for a lumpsum in equity?
Use 10-12% long-term for equity; 6-8% for hybrid/debt. Be conservative.
How is today’s value calculated?
We discount the future value by your inflation rate (default 6%) when Reality check is on.
Are taxes or fees included?
No. Results are pre-tax and exclude fees/expenses; these are estimates, not advice.