SWP / Retirement
Plan monthly withdrawals from your corpus
Model a monthly payout, optional yearly increase, and see how long your corpus lasts - plus today’s value.
Corpus & payout
SWP controlsCorpus amount
Total investible corpus
Monthly withdrawal
Monthly payout to you
Returns & duration
Uses 6.0% inflation for today’s value.
Outcome
₹23,01,711 withdrawn
25 yrs at 8.0% p.a. • Step-up 5.0% • Corpus remaining ₹0
Today’s value withdrawn: ₹5,15,504 (5.2 L)
Corpus remaining
₹0 (0)
Today’s corpus
₹0 (0)
Total withdrawn
₹23,01,711 (23.0 L)
Today’s withdrawn
₹5,15,504 (5.2 L)
Loading chart…
How to read & safety notes
How to read this
- Corpus grows monthly; we deduct your payout then grow the remainder.
- Withdrawal increases once a year by the step-up you choose.
- Today’s value uses your inflation assumption for realistic payouts.
- If corpus hits zero, we note the month of exhaustion.
Explore SWP presets
Try common retirement scenarios with prefilled assumptions. Adjust any value to match your context.
FAQs
How is corpus exhaustion determined?
We withdraw monthly, apply growth, and stop when balance hits zero; we record the month/year of depletion.
What return should I assume?
Use conservative post-fee returns: 6-8% for balanced/debt-heavy, 9-11% for equity-heavy long-term.
How is today’s value shown?
When Reality check is on, withdrawals and corpus are discounted by your inflation rate (default 6%).