SWP / Retirement
Plan monthly withdrawals from your corpus
Model a monthly payout, optional yearly increase, and see how long your corpus lasts - plus today’s value.
Corpus & payout
SWP controlsCorpus amount
Total investible corpus
Monthly withdrawal
Monthly payout to you
Returns & duration
Uses 6.0% inflation for today’s value.
Outcome
₹23,01,711 withdrawn
25 yrs at 8.0% p.a. • Step-up 5.0% • Corpus remaining ₹0
Today’s value withdrawn: ₹5,15,504 (5.2 L)
Corpus remaining
₹0 (0)
Today’s corpus
₹0 (0)
Total withdrawn
₹23,01,711 (23.0 L)
Today’s withdrawn
₹5,15,504 (5.2 L)
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How to read & safety notes
How to read this
- Corpus grows monthly; we deduct your payout then grow the remainder.
- Withdrawal increases once a year by the step-up you choose.
- Today’s value uses your inflation assumption for realistic payouts.
- If corpus hits zero, we note the month of exhaustion.
FAQs
How is corpus exhaustion determined?
We withdraw monthly, apply growth, and stop when balance hits zero; we record the month/year of depletion.
What return should I assume?
Use conservative post-fee returns: 6-8% for balanced/debt-heavy, 9-11% for equity-heavy long-term.
How is today’s value shown?
When Reality check is on, withdrawals and corpus are discounted by your inflation rate (default 6%).