Personal Net Worth

Track and project your net worth

Add detailed assets and loans, set growth/repayment assumptions, and see future and today’s net worth.

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Assets (detailed)

Enter what you own

Cash

Bank accounts

Vehicles

Mutual funds

Indian stocks

US stocks

NPS

EPF deposits

AIF

PMS

Private equity

Real estate

Gold

Digital gold

Jewelry

Bonds

Arts & artifacts

Collectibles

Gadgets

Crypto

ESOP

PPF

Other assets

Growth assumptions (by bucket)

Cash & bank growth

Savings/FDs

Equity / MF / Stocks

Debt / Bonds / PPF / EPF

Real estate

Gold / Jewelry

Liabilities (detailed)

Enter what you owe

Vehicle loan amount

Rate %

Term (yrs)

Home loan amount

Rate %

Term (yrs)

Personal loan amount

Rate %

Term (yrs)

Education loan amount

Rate %

Term (yrs)

Other loan amount

Rate %

Term (yrs)

Horizon & reality check

Projection horizon

How long to project

yrs

Reality check

Uses 6.0% inflation for today’s value.

Outcome

₹0 (0)

Horizon 20 yrs • Inflation 6.0% • Debt term (max) 20 yrs

Today’s net worth: ₹0 (0)

Assets now: ₹0

Liabilities now: ₹0

Weighted loan rate: 0.0%

Year 20

Assets ₹0

Liabilities

₹0

Net worth

₹0 (0)

Today’s net worth

₹0 (0)

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How to read & safety notes

How to read this

Assets grow monthly at your per-class rate; liabilities amortize monthly using your rate and term.
Net worth = assets minus remaining liabilities; today’s value adjusts for inflation if toggled.
Horizon shows yearly snapshots; liability term controls how fast debt declines.
Rates are assumptions, not guarantees; keep return estimates conservative.

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FAQs

How are assets and liabilities modeled?

Assets grow monthly by your growth assumptions; liabilities amortize monthly using your rate and term.

What does today’s net worth mean?

When Reality check is on, we discount the projected net worth by your inflation rate to show today’s buying power.

Are taxes/fees included?

No. These are gross estimates; taxes, fees, and market variability are not modeled. Keep assumptions conservative.